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If you’re looking for properties in neighborhoods, chances are you’ll come across more than a few homes that are within HOAs. Home owner’s associations, or HOAs, are designed to help maintain property values within a development or neighborhood. Typically, if you buy a property within an HOA, the membership is mandatory.  While there are both pros and cons to living within an HOA, we’re here to break them down for you.


Some buyers don’t like the idea of being told what they can or cannot do with their own property. If you fall under that type, then living in an HOA might not be for you. Sometimes HOA’s limit parking availability or require that certain decorations must be up or down at certain times of the year. If you run a business out of your home, you might want to check with any potential HOA’s that you’re looking at property within. Some HOA’s have strict rules about running business from your home. Not all HOA’s are the same, but it’s important to check with the regulations before you buy.

Fees can be a big part of why people don’t want to buy within an HOA. Some HOA fees can be on the higher end or lower end, it just depends on how they’re managed. The monthly HOA fee is something most buyers aren’t eager about. It depends on how you weigh the added benefit if the regulations within a neighborhood, and how they affect the ongoing value of your home, versus the cost of ongoing monthly or yearly payments.


The benefits of living within an HOA is that the overall appearance of your neighborhood will be better. Living within an HOA means that higher standards are set for the appearance of properties. Lawns must be mowed, houses must be painted, houses can’t be painted in wild colors, etc. Some HOAs are formed by the developer and are run by a board of directors. As houses within the development sell, the board of director’s transitions over to a board of elected residents. Some HOAs opt to have a management company run them, so residents don’t have to be responsible for meetings and organization. It’s often best to keep HOAs within residents, as most residents are invested in their own neighborhoods.

Living within an HOA ensures that all homeowners take care of their homes. It also helps keep the value of homes higher, as neighborhoods look cleaner and more taken care of. It also ensures that there are proper avenues for issues to be dealt with. If your neighbor’s dog is barking, or there have been one too many loud parties, rather than starting a spat within neighbors, the HOA can be notified and will handle the situation.

Take Away

It depends on what you’re looking for in a property, as to whether or not an HOA is right for you. Do your research on the company that’s managing it, and read the fine print. HOAs are most often beneficial, but it’s important to do your research. If you’re looking for higher standards within your community, and want your neighborhood in Bend Oregon to appear well maintained, an HOA is probably right for you. If you’re looking for a little more freedom to do what you want with your home, it might be better to look outside of one.